Guides · Fortunest facts reviewed 8 September 2026

Fortunest vs Parqet: which portfolio tracker fits you in 2026

Parqet is the German-market specialist: PDF statements from more than fifty brokers, automatic sync with five German ones, and a Steuer-Dashboard on its Plus plan. Fortunest is the multi-country engine: broker exports and exchange APIs rebuilt into a daily-rate history, risk statistics and an AI assistant on the free plan that does not merely answer about your data but acts on it — it sees the screen, explains any metric on your own numbers, looks up any company's quote, news, earnings or SEC filing, runs what-ifs and adds assets on request, and on Pro exposes an MCP server so Claude Code, Codex or any MCP-capable agent can do the same with sensitive changes reviewed unless covered by an active permission. Pick Parqet if your brokers are German; pick Fortunest if they are not — or if you want the analysis, and an agent, for €69 a year.

The short answer

• Pick Fortunest if your accounts sit at several brokers and an exchange rather than at Trade Republic and Scalable: 50 supported platforms, read-only API keys for crypto, every day of history converted at that day's rate, TWR and IRR with volatility, Sharpe, Sortino, beta and drawdowns, a scored trade plan you can backtest, and an assistant that reads your holdings and the screen in front of you — explaining any metric on your own numbers, filtering the table from a sentence, looking up any company's quote, news, earnings or SEC filing, adding an asset from a sentence or a brokerage screenshot, and changing the dashboard when you ask, each action reporting ✓ or ✗ with its reason, and an Undo on data edits. All on the free plan, without an account. Pro is €69 a year and adds an MCP server for Claude Code, Codex or any MCP-capable agent.
• Pick Parqet if you are a German-speaking investor whose evidence arrives as PDF Abrechnungen: statements from 50+ brokers read automatically, zero-click sync with Trade Republic, Scalable Capital, ING, comdirect and Consorsbank, a dividend calendar over 35,000+ paying securities, an X-Ray that looks through your ETFs, and a German tax dashboard. Plus is €11.99 a month.

The comparison

Each cell is what the vendor's own pages say, in the vendor's terms, on the date in the footnote. Not described means the page does not mention it — a statement about the page, not about the product. A green ✓ marks whichever product leads a row on that row's own terms; the imports row is a genuine tie, and both are marked.

Parqet's cells were checked on its own Preise & Pläne page and product site on 7 September 2026; the German quotations are Parqet's own wording. Fortunest's cells come from its documentation. Prices are list prices before promotions and, for Fortunest, before VAT. Both products ship continuously.

When to pick which

This comparison turns almost entirely on where your accounts are and what form your evidence arrives in. Seven situations, and the honest answer for each:

The verdicts

What Parqet does that Fortunest doesn't

This is the part a comparison page usually leaves out, so here it is plainly. If any of these matter to you, Parqet is the better buy:

• PDF statement import. Parqet parses broker Abrechnungen as PDFs. Fortunest's importer reads CSV and Excel exports only; a PDF-only broker means typing the trades in or attaching documents to the assistant.
• Automatic sync with five German brokers — Trade Republic, Scalable Capital, ING, comdirect and Consorsbank — with Bitpanda announced. Fortunest reads Trade Republic as a file and syncs no German broker automatically.
• A German tax dashboard covering the year's taxes on sales, dividends and withholding tax. Fortunest's rulebook can be shaped to a holding period, thresholds and a flat rate, but there are no per-country presets and nothing German out of the box.
• Native iOS and Android apps. Fortunest's web app is built for phones and installs to the Home Screen, but a native app is still in development.
• A dividend calendar with forecasts across more than 35,000 dividend-paying securities. Fortunest shows dividends received and an events calendar, and does not project a dividend stream.
• Several separate portfolios — five on Plus, fifteen on Investor — each with its own view. Fortunest organises everything as accounts inside one portfolio, with watchlists alongside.
• Parqet Terminal, a separate research product for company analysis, and a German-language product and community around it.

How the two differ in practice

Getting the data in. Parqet's importer is built around the German paper trail: PDF settlement notes and CSV exports from over fifty brokers, plus zero-click sync for five German brokers, with the number of integrations capped by plan. Fortunest's is built around exports and keys: twenty-nine CSV and Excel formats detected automatically, six direct APIs for exchanges and Interactive Brokers, twenty-two brokers through a SnapTrade sign-in, no integration cap, and a folder-drop that sorts a year of mixed files in one go. If your broker only sends PDFs, Parqet wins outright; if your broker is Czech, Polish, Nordic or a crypto exchange, Fortunest reaches it and Parqet's sync list does not.

What you get out. Parqet's analysis is allocation-led: splits by country, sector and asset type, an X-Ray that resolves ETF holdings into real weights, dividend forecasting, and benchmarks — the substantial parts from Plus upwards. Fortunest's is return- and risk-led: annualised TWR beside money-weighted IRR, volatility, Sharpe, Sortino, beta, correlation and drawdowns, seven benchmarks flow-matched to your deposits, value-weighted fundamentals, fair value from six models, fee totals per account, and the Trades tab in the picture above, which scores candidates on criteria you weight and produces a plan it can backtest month by month against what you actually did.

Tax, AI and hosting. On tax the honest answer is that they are built for different countries: Parqet's Steuer-Dashboard is German, Fortunest's rulebook defaults to the Czech time test, small-sale exemption and flat rate — every one of them a setting, so rules of that shape fit, but there is no German preset. On AI the difference is placement: Parqet connects ChatGPT or Claude to your account from the outside, Fortunest's assistant lives beside the dashboard, sees the screen, can switch tabs, run a what-if or start a backtest, and supports local inference through Ollama or LM Studio on desktop. Cloud AI, Pro tax calculations, sharing and hosted sync have separate outbound data flows. Both keep data in the EU; only Fortunest also offers a desktop app where the database is a file on your disk. See the Taxes chapter and the Assistant chapter, or what the assistant can tell you for the questions it actually answers.

How we compared

We read Parqet's own pricing page and product site on 7 September 2026 and took the figures and the phrasing from there, in German where the German is the claim. Fortunest's column comes from its documentation and its plans page. Where a page says nothing about a row, the cell says "not described" — that is about the page on that date, not about the product. We build Fortunest, so we are not neutral: the table is meant to be checkable rather than impartial, both verdicts state where the product falls short, and the section above lists what Parqet does that we do not.

Questions people ask

Sources

1. Fortunest — plans and pricing, every supported platform, the Portfolio chapter, the Trades chapter, the Taxes chapter and the Privacy chapter (7 September 2026).
2. Parqet — Preise & Pläne and the product site (7 September 2026).

Signals, analyses and assistant answers in Fortunest are informational — not financial or tax advice. This page compares features described on the vendors' own pages, not investment outcomes.