Guides · Fortunest facts reviewed 8 September 2026

Fortunest vs getquin: which portfolio tracker fits you in 2026

getquin is the bigger network — connections to thousands of banks and brokers, native apps on both phones, and a community to argue with; Fortunest is the deeper instrument — broker exports rebuilt into a daily-rate history, risk and tax numbers, and an AI assistant that is not an add-on: on the free plan it reads your actual holdings and the screen in front of you, explains any metric on your own figures, looks up any company's quote, news, earnings or SEC filing, and on Pro opens the same tools to Claude Code, Codex or any MCP-capable agent. Pick getquin to have everything linked; pick Fortunest to have everything measured — and to ask it questions without paying.

The short answer

• Pick Fortunest if you want the analysis: returns as TWR and IRR, volatility, Sharpe, Sortino, beta and drawdowns, seven benchmarks fed the same deposits you made, every day converted at that day's rate, tax lots with a holding-period test on Pro — and an assistant that answers about your portfolio on the free plan, without an account: it reads the holdings and the live screen, explains any metric on your own numbers, filters the table from a sentence, looks up any company's quote, news, earnings or SEC filing, adds an asset from a sentence or a brokerage screenshot, and changes the dashboard when you ask. Pro is €69 a year and adds an MCP server, so Claude Code, Codex or any MCP-capable agent can use the same tools.
• Pick getquin if you want the connections and the crowd: bank as well as broker links through open banking, native iOS and Android apps, a stock forum and other investors' portfolios to follow, and a company that states its servers are in Germany and Europe. Its AI analysis and its long-term dividend forecasting are paid features, from €89.99 a year.

The comparison

Each cell is what the vendor's own pages say, in the vendor's terms, on the date in the footnote. Not described means the page does not mention it — a statement about the page, not about the product. A green ✓ marks whichever product leads a row on that row's own terms; three of the twelve rows below go to getquin.

getquin's cells were checked on its own pricing, security, portfolio-tracker, portfolio-performance and AI pages on 7 September 2026; the "2,000+ connections" figure is from our landing-page comparison, checked 19 August 2026 — getquin's current pages say "thousands of providers" and "unlimited" rather than a number. Fortunest's cells come from its documentation. Prices are list prices before promotions and, for Fortunest, before VAT. Both products ship continuously.

When to pick which

Most people asking this question already know which half of the trade-off they care about. Seven situations, and the honest answer for each:

The verdicts

What getquin does that Fortunest doesn't

This is the part a comparison page usually leaves out, so here it is plainly. If any of these matter to you, getquin is the better buy and we would rather you knew now:

• Bank connections. getquin links current accounts and banks through open banking. Fortunest has no bank connections of any kind — brokers and exchanges only, and cash sits in the accounts you import.
• Native phone apps. Real iOS and Android apps on the device. Fortunest's web app is built for phones and installs to the Home Screen, but a native app is still in development.
• Automatic connections at that scale. "Thousands of providers", stated as unlimited even on the free plan, against Fortunest's 50 supported platforms, of which 28 connect automatically and the rest arrive as files.
• A public community. A stock forum, followable investors and public portfolios, with "500k+ users" stated on its site. Fortunest's Social tab is friends you accept, and it shares only relative figures.
• Cash-flow analysis. "Analyze your monthly cash flow — what's coming in, what's going out", which follows from having the bank accounts in the first place.
• Long-term dividend forecasting and personal dividend KPIs, an explicit Premium feature. Fortunest shows dividends received and an events calendar, and does not project a dividend stream years out.
• Financial planning and a retirement plan on the Wealth tier. Fortunest's Simulation tab does projections, DCA, goal seek and historical replays, but it is a simulator, not a plan.

How the two differ in practice

Getting the data in. getquin's answer is a connection: you sign in at your bank or broker, it reads the positions, and the portfolio maintains itself. Fortunest's answer is a file plus a key: you download the export your broker already offers — DEGIRO's Transactions file, XTB's statement, Revolut's, Trade Republic's — drop the whole folder in at once and let the format detection sort them out, while crypto exchanges and Interactive Brokers come in through read-only API keys and twenty-two more brokers through a SnapTrade sign-in. The connection route is less work; the file route reaches brokers no aggregator covers, and it gives you a transaction history rather than a snapshot of today's positions, which is what every number below depends on.

What you get out. Both show value, allocation and a return against a benchmark. The difference is what stands behind the return. Fortunest computes annualised TWR and money-weighted IRR side by side, converts each historical day at that day's exchange rate rather than today's, matches each benchmark to the deposits you actually made, and reports volatility, Sharpe, Sortino, beta, correlation and drawdowns; on top of that sit fair-value estimates from six models, a fee total per account, and a Trades tab that scores candidates on criteria you weight. getquin's pages describe IRR and TTWROR, benchmarking and an AI risk rating, and are quiet about the rest — which is why those cells say "not described" rather than "no".

The assistant, and where the data sits. getquin's AI is a paid analyst: it knows your data, explains returns, risks and dividends, and on Wealth becomes an agent you can ask anything. Fortunest's is a free operator: it sees the holdings and the screen, answers with your figures — as in the capture beside this paragraph — and will switch tabs, run a what-if trade, launch a backtest or change a setting when you ask. It can also run entirely on your own machine through Ollama or LM Studio, and on the desktop app that is the default, so local inference stays on your machine. Cloud AI, Pro tax calculations, sharing and hosted sync have separate outbound data flows. Imported CSVs are not automatically sent as AI context, but deliberate chat attachments reach the selected provider. The Assistant chapter lists what it may and may not do, and the Privacy chapter what is stored where; a worked list of the questions it answers is in what the assistant can tell you.

How we compared

We read getquin's own pricing, security, portfolio-tracker, portfolio-performance and AI pages on 7 September 2026 and took the numbers and the phrasing from there, quoting where the wording matters. Fortunest's column comes from its documentation and its plans page. Where a vendor page says nothing about a row, the cell says "not described" — a statement about the page on that date, not a claim about the product. We build Fortunest, so we are not neutral: the table is meant to be checkable rather than impartial, both verdicts state where the product falls short, and the section above lists what getquin does that we do not. Check anything that would decide your choice; both products change often.

Questions people ask

Sources

1. Fortunest — plans and pricing, every supported platform, the Portfolio chapter, the Taxes chapter, the Assistant chapter and the Privacy chapter (7 September 2026).
2. getquin — pricing, home, security, portfolio tracker, portfolio performance and getquin AI pages (7 September 2026); the 2,000+ connections figure checked 19 August 2026.

Signals, analyses and assistant answers in Fortunest are informational — not financial or tax advice. This page compares features described on the vendors' own pages, not investment outcomes.