An AI portfolio tracker: a personal investment dashboard that puts every broker, exchange and wallet into one live view — performance, allocation, risk and tax — with an AI assistant that reads your actual portfolio. It is an investment dashboard, not an accounting or bookkeeping product.

How much does Fortunest cost?

The core dashboard is free, with no account and no credit card. Pro is €6.99 a month or €69 a year — twelve months for the price of ten, €5.75 a month effective — and adds MCP connections, investor groups, expanded investor follows, tax tools, unlimited accounts and assets. VAT is added at checkout.

Which brokers and exchanges does Fortunest support?

Broker CSV exports — Degiro, XTB, Revolut, eToro, Trading 212 and others — plus direct connections to exchanges such as Kraken and Binance, and hundreds of brokerages through SnapTrade. Transfers are matched so nothing is double-counted.

Can I track assets my broker doesn't know about?

Yes — custom assets cover anything you can put a value on. Tell the assistant what you hold or attach a document, and it records the position for you; real estate, private holdings and collectibles sit in the same dashboard as your stocks.

Do I need an account?

No. The dashboard works without one — an account only becomes involved when you subscribe to Pro or use features that need one, like the social feed.

Where does my portfolio data live?

Guest uploads live in a private server session with a recovery copy in your browser. An account stores the portfolio durably on the server. On the desktop app, the engine and a portfolio database live on your computer and work offline. Optional Pro synchronization also stores portfolio inputs in your hosted account.

Can I use my own AI model?

Yes — besides the hosted models, the assistant can run against a local model through Ollama or LM Studio, so portfolio questions never have to leave your machine.

Is there a mobile app?

The web app is built to work well on a phone today, and a native mobile app is in development. The desktop app for Mac & Windows is on the download page.

Does Fortunest give financial advice?

No. Signals, analyses and assistant answers are informational — the assistant explains and teaches, and every decision stays yours.

Fortunest — AI portfolio tracker & free backtesting

With Fortunest you can go a great deal deeper into your portfolio than a tracker takes you. Real workflows, from a first portfolio to fund-grade analysis — every one works in the app today. Pick your level and scroll through.

🌱 Investing Foundations · step 2/25

So the course meets you where you are — pick whichever fits best.

Never investedDabbled a littleI have a plan already

"I've never invested — where do I even start?"

A guided course in the chat, before your first trade: what an investment actually is, the four things that decide your outcome, risk without the folklore, and how to write a plan you can hold onto. Works on a completely empty dashboard — nothing is loaded or bought for you.

So what should I buy?

Before any names — what is this money for?

Long-term growthRetirementJust learning for now

"Just tell me what to buy."

The one question that never gets a hot pick on day one. The assistant asks your goal, horizon and risk first — tap an answer or type your own, and it lands in your settings — then hands you the decision framework and the simulator instead of someone else's conviction.

Hey Siri, how did my portfolio do this week?

Up 1.8% this week to €89,551 — Nvidia and Bitcoin did most of it. Three of your companies report earnings next week.

🎙 SiriShortcutsread-only

"Hey Siri — how did my portfolio do this week?"

Ask out loud, hear a short spoken answer read live from your portfolio: value and the week's move, what drove it, your biggest holdings, warnings, the trade plan. Fortunest speaks MCP and the MCP Agent iPhone app puts it behind Siri and Shortcuts — connect once, then just ask. Read-only: nothing changes unless you open the app. Set it up.

ClaudeChatGPT🎙 voice mode

Is my tech allocation getting too heavy?

Technology is 42% of your portfolio, most of it Nvidia and Apple — above the 30% you set as a target…

"Talk it through with Claude or ChatGPT — on the go."

Add Fortunest as a connector in the Claude or ChatGPT app once, and your live portfolio joins the conversation: discuss your investments or what the markets are doing in voice mode on a walk or a commute, and every answer refers to your actual holdings, targets and risk rather than a generic take.

degiro.csvrevolut.csvibkr.csv→

Portfolio value€248,391

Today+1.2%

"I have accounts at three brokers — what is everything together worth?"

Drop each broker's export onto the value tile — or a whole folder. One combined portfolio: live prices, cash per account, history back to your first trade.

Kraken staking reward · net of fees ✓

Trezor transfer matched to withdrawal ✓

BTCETH valued live, next to your stocks

"My crypto lives on Kraken and a Trezor — show it next to my stocks."

Drop the raw exchange and wallet exports. Staking rewards counted, wallet transfers matched so nothing is double-counted, coins priced live in your allocation.

Diversification72 / 100

regionssectorssizescurrencies

"Am I diversified — or is this secretly one big bet?"

A 0–100 score with plain-language takeaways, backed by six breakdowns — regions, sectors, company sizes, asset types, currencies, value per holding.

▲ NVDA biggest impact today

3 earnings this weekidle cash 2.1%

✨ Portfolio brief — tied to today's headlines

"What happened in my portfolio today — and why?"

The Insights strip flags what moved you and what's ahead; the one-click Portfolio brief ✨ ties today's moves to actual news, risks and watch items.

TWR / yr11.4%

IRR / yr10.8%

Total P/L+€38,420

includes everything you already sold

"What's my real lifetime return — including what I sold?"

Total P/L counts realised gains, and TWR / IRR show your annualized return two honest ways — the performance of your decisions and of your money.

YouS&P 500 · same deposits

"Would I have done better just buying the S&P 500?"

Benchmarks are flow-matched — what the same deposits on the same dates would be worth in the index instead. A fair comparison, not a marketing one.

EURUSDCZK

Every point, that day's rate€248,391

"My broker reports in dollars — I think in euros or koruna."

Switch the display currency and everything converts — each historical chart point, trade and dividend at that day's exchange rate, not today's.

Why is my TWR different from my IRR?

Your TWR strips out deposit timing; IRR weights it. The gap means your 2024 top-ups were well-timed…

"I don't understand half of these finance terms."

Ask the assistant in plain language — it sees your actual portfolio and whatever you have open, so answers are about your money, not textbook definitions.

Go to allocation

→ Portfolio · Allocation card expanded

Tech is 31% of the portfolio — mostly NVDA and your ETFs. Here's how the rest splits…

"Don't make me hunt through the dashboard — just take me there."

Type "Go to allocation", "Show Risk" or "Which are my top 5 holdings" into the chat — the app switches tabs, scrolls to the card, sets the filter, and the assistant comments with the card's own numbers.

Flat in Brno 2019 · €210,000 · +3%/yr ✓

Physical gold 2021 · €12,000 · +6%/yr ✓

joins allocation & history as "Other assets"

"I also own things without a ticker — a flat, some gold."

Add them as manual assets with a date, price and your growth estimate — they join the portfolio, the allocation and the history chart, toggleable any time.

last 12 m: €1,842next pay date · Aug 14

"Which holdings actually pay me — and when's the next payment?"

Monthly income history, totals, a forward projection per holding with yield-on-cost — and upcoming ex-dividend and pay dates on the events calendar.

buy 20 000 €3 buyssell 5 000 €

ASML 7 400 € 37%

VWCE 6 900 € 35%

NVO 5 700 € 28%

"Put 20 000 in across three names, and sell 5 000 to rebalance while you are at it."

Invest is new money; Sell is separate and its proceeds stay cash. One company rating orders the candidates, while your targets and limits shape the amounts. The plan explains any unspent money or fewer orders. Planner rules.

Strategy alignment78%

✓ quality compounders△ 9% single-name crypto

"I wrote down what I believe — does my portfolio still match it?"

Strategy check ✨ scores the portfolio against your saved thesis, horizon and risk tolerance — what fits, what diverges, and concrete sized moves to consider.

what-if: buy 5 000 € NVDA

Weight4.1 → 6.0%

Diversification71 → 68

"Show me what a trade does to my portfolio before I place it."

The what-if simulator previews any buy or sell: the position's new weight, the diversification score per dimension, the shift in your weighted fundamentals.

What if I sell half of my Tesla?

→ Simulation · what-if prefilled & run

TSLA weight5.8 → 2.9%

Diversification68 → 71

"What if I sell half of my Tesla? Don't make me fill in the form."

Ask the what-if in plain words: the assistant switches to Simulation, prefills and runs the trade, then summarizes the impact — allocation, risk, realized P/L — from the simulator's real output.

StockP/E · FCF yield · PEG · signal

ASML31 · 3.1% · 1.4 · BUY

MSFT34 · 2.6% · 2.1 · HOLD

"Help me find candidates and compare them properly."

Explore any listed stock — or smart-search ✨ with a phrase. Compare ~20 fundamentals side by side, with a transparent signal whose reasons are spelled out.

AAPL 8-K · Q3 results new

✨ Beat on revenue, guidance raised — matters for 2.1% of your portfolio…

"It's earnings season — let me follow my companies' results in one place."

Recent filings straight from SEC EDGAR open in-app; the Earnings check ✨ digests each one with portfolio-level takeaways. New filings get flagged since your last visit.

Revolut cash€1,240

Kraken cash€310

2.1% of the portfolio sits idle

"How much of my money is sitting idle — and where?"

The cash tile breaks it down per account and the Insights strip flags it unprompted. Preview deploying it with the what-if simulator before you act.

★ ASML added to watchlist ✓

✨ That's the third semiconductor name on your list — the sector is already 18% of your portfolio.

"Watch stocks I don't own yet — and nudge me when something matters."

Star anything into your watchlist; its fundamentals travel with the assistant, which can comment proactively as you work — never repeating itself.

● buys● sellsintraday on 1D/1W

"Before I add to a position, give me its full story on one screen."

Click any holding: zoomable value and price charts with every buy and sell marked, your average purchase price as a line, news with AI summaries, all transactions.

DCA 500 €/mo · VWCEprojected diversification 74

"I want a DCA plan — and to see where it actually lands me."

The Future Simulator projects your portfolio forward with your contributions layered in, benchmarks alongside and the diversification score projected too.

☑ Degiro (me) €142,180

☑ IBKR (spouse) €94,010

☐ Binance excluded, kept

"Two people, four accounts — I want them separate and together."

Every source has its own toggle, every account its own chart line and badge — one household view, or any subset, without deleting anything.

Sharpe0.92

Sortino1.31

Max DD−18.4%

β vs S&P 500 · 0.87deposits never count as gains

"Judge my portfolio like a fund — risk-adjusted, not just total return."

Volatility, Sharpe and Sortino, drawdowns with exact peak→trough→recovery dates, beta and correlation against every benchmark — all from time-weighted returns.

"How deep were my crashes versus the index — and how long to recover?"

The drawdown mode draws an underwater plot of you against every benchmark; a log-scale return view keeps huge and modest lines readable together.

goal seek → 1 850 €/mo closes the gap

"Will I reach a million by 2035 — and what if I start withdrawing?"

Goal seek solves the contribution that reaches your target; periodic selling projects withdrawals, with benchmarks mirroring them so the comparison stays fair.

history valued at actually-traded prices

"Other tools corrupted my history at every stock split. Prove yours doesn't."

Adjusted closes are un-adjusted with the split calendar and multiplied by the shares you actually held each day; ISIN changes collapse onto one position.

MATIC → POL conversion ✓

staking reward, net of fee ✓

pre-history balance flagged, not invented

"My crypto ledger is staking, delistings and transfers. Get it right."

Raw Kraken, Binance and Trezor ledgers parsed transaction by transaction — swaps, redenominations and transfers reconciled, assumptions always flagged.

$ uvicorn app.main:app
ollama detected — llama-3.3 · 32k context
keys encrypted · data on your disk

"Run it fully local — my transactions and AI prompts never leave my machine."

Use the desktop app with Ollama or LM Studio for local portfolio analysis. Keep hosted synchronization and Social sharing off, and choose a local model for AI prompts. Market-data requests still fetch prices for the symbols you view.

techhealthcarecashstart: 01.01.2023

"Which sector and asset class actually drove my last three years?"

Decompose the value history into per-sector and per-type lines; move the chart's start date and the benchmarks restart there too — "since 2023" is a fair fight.

"chip exposure" ✨

NVDAASML2 ETFs€44,700 · +0.8% today

📎 analyst-note.pdf → in context

"Query my holdings in natural language — and feed in my own research."

A quoted phrase filters holdings semantically; PDFs and screenshots go straight into the chat. The Context window shows exactly what the model sees.

Compare me to the S&P 500

chart → Return % · S&P 500 TR on

Over this window you're +9.6% vs the index's +7.1% — the gap opened after your March top-ups…

"Run the whole dashboard from the chat — charts, filters, even new assets."

Typed commands switch benchmarks and chart ranges, set holdings filters, star favourites, flip dark mode — even create a custom asset from a described purchase, asking for any missing details first.

chart: dividends vs cash — rendered by the assistant

conversation: thinking modelbackground: fast model

"Build me the chart I actually want — and let me tune which model does what."

Ask for any analysis and the assistant renders an interactive chart inline, exportable as PNG. Two model slots: a strong one for reasoning, a fast one for background AI.

Compare	Fortunest	Portfolio Performance	Sharesight	getquin	Ghostfolio
Main focus	Portfolio analysis & decisions	Open-source desktop tracking	Dividends & tax reports	Net worth & investor community	Self-hosted wealth tracking
Platforms	Web & mobile web; Mac / Windows	Windows, Mac, Linux; mobile companion	Web & mobile	Web, iOS & Android	Web & mobile web
AI & external agents	Local or cloud assistant; MCP: Pro	Not described	No portfolio assistant described	Analysis: Premium; agents: Wealth	Copy-out prompt; no in-app assistant described
Data & privacy	Hosted or local desktop; optional online services	Local file; online price lookups	Hosted cloud	Hosted in Europe	Self-hosted or hosted cloud
Portfolio imports	Broker sync, files & chat	CSV, PDF & manual entry	200+ broker integrations	Bank / broker sync, files & manual	Files & REST API
Analysis & planning	Risk, valuations & trade simulations	Returns, risk & rebalancing	Returns, dividends & paid risk reports	Portfolio analytics; planning: Wealth	Performance & risk; FIRE: Premium
Tax reporting	Lots, gains & sale planning: Pro	Tax entries; no tax report described	Accountant-ready reports: paid plans	No tax report described	No tax report described
Sharing	Friends & feed; investor groups: Pro	Community forum	Portfolio sharing with accountants	Investor feed & discussions	Shareable portfolio links
Free & paid	Free; Pro €6.99/mo + VAT	Free & open source	10 holdings free; paid plans	Free; Premium & Wealth subscriptions	Free self-hosting; paid cloud available
Explore further	See plans →	Full comparison →	Full comparison →	Full comparison →	Full comparison →

What can you do with it

"I've never invested — where do I even start?"

"Just tell me what to buy."

"Hey Siri — how did my portfolio do this week?"

"Talk it through with Claude or ChatGPT — on the go."

"I have accounts at three brokers — what is everything together worth?"

"My crypto lives on Kraken and a Trezor — show it next to my stocks."

"Am I diversified — or is this secretly one big bet?"

"What happened in my portfolio today — and why?"

"What's my real lifetime return — including what I sold?"

"Would I have done better just buying the S&P 500?"

"My broker reports in dollars — I think in euros or koruna."

"I don't understand half of these finance terms."

"Don't make me hunt through the dashboard — just take me there."

"I also own things without a ticker — a flat, some gold."

"Which holdings actually pay me — and when's the next payment?"

"Put 20 000 in across three names, and sell 5 000 to rebalance while you are at it."

"I wrote down what I believe — does my portfolio still match it?"

"Show me what a trade does to my portfolio before I place it."

"What if I sell half of my Tesla? Don't make me fill in the form."

"Help me find candidates and compare them properly."

"It's earnings season — let me follow my companies' results in one place."

"How much of my money is sitting idle — and where?"

"Watch stocks I don't own yet — and nudge me when something matters."

"Before I add to a position, give me its full story on one screen."

"I want a DCA plan — and to see where it actually lands me."

"Two people, four accounts — I want them separate and together."

"Judge my portfolio like a fund — risk-adjusted, not just total return."

"How deep were my crashes versus the index — and how long to recover?"

"Will I reach a million by 2035 — and what if I start withdrawing?"

"Other tools corrupted my history at every stock split. Prove yours doesn't."

"My crypto ledger is staking, delistings and transfers. Get it right."

"Run it fully local — my transactions and AI prompts never leave my machine."

"Which sector and asset class actually drove my last three years?"

"Query my holdings in natural language — and feed in my own research."

"Run the whole dashboard from the chat — charts, filters, even new assets."

"Build me the chart I actually want — and let me tune which model does what."

Any screen. One dashboard.

Features.

01Portfolio

Performance, across every account

Allocation & risk

Holdings & portfolio heatmap

Income, events & insights

Simple view, arranged by you

Charts you can take with you

02Data sources

Broker and exchange CSV

Six direct connections

More brokers via SnapTrade

A licensed price feed

Thirty display currencies

Whatever no export covers

03The assistant

A chat that knows your portfolio

Reports & dashboard actions

Your choice of model

External agents via MCP · Pro

Attachments, charts & exports

Learn as you go

04Explore

Markets & watchlists

Heatmaps, from market to sector

Fundamentals & the macro picture

05Trades

Scoring you can tune

Follow the consensus · Pro

From trade plan to simulation

06Simulation

Try a trade before you make it

Projections & goal seeking

Backtest your trade plan · Free

07Social

Friends, feeds & leaderboards

Compare group portfolios

Track Super Investors’ 13F filings

08Taxes · Pro

Every open tax lot

Plan a sale

Realized gains, year by year